This Privacy Policy ("Policy") explains how information about you or associated with you (“personal information”) is collected, used and disclosed by Memorybanks and its affiliates, ("Memorybanks,” "we" or "us"). This Policy covers our treatment of personal information when you use or sign up as a member of any of our chat services (the “Chatline”), or use and interact with our websites (“Website”) and applies only to the practices of the companies we own, control, or are united with under common control (collectively, the "Services").

 

The categories of information we collect can include:

 

When you register for our Services, we may collect a variety of additional personal information, such as your email address, website password, birth date, city, state.
 

We automatically collect certain types of usage information when you visit our Website or use our service. When you visit the Website, we may send one or more cookies — a small text file containing a string of alphanumeric characters — to your computer that uniquely identifies your browser. A cookie may also convey information to us about how you use the Website (e.g., the pages you view, the links you click and other actions you take on the Service), and allow us to track your usage of the Service over time. We may collect log file information from your browser or mobile device each time you access the Service. Log file information may include anonymous information such as your web request, Internet Protocol (“IP”) address, browser type, information about your mobile device, referring / exit pages and URLs, number of clicks and how you interact with links on the Service, domain names, landing pages, pages viewed, and other such information. We may employ clear gifs (also known as web beacons) which are used to anonymously track the online usage patterns of our Users. In addition, we may also use clear gifs in HTML-based emails sent to our users to track which emails are opened and which links are clicked by recipients. The information allows for more accurate reporting and improvement of the Service. We may also collect analytics data, or use third-party analytics tools, to help us measure traffic and usage trends for the Service. These tools collect information sent by your browser or mobile device, including the pages you visit, your use of third-party applications, and other information that assists us in analyzing and improving the Service. When you access the Service by or through a mobile device, we may access, collect, monitor and/or remotely store “location data,” which may include GPS coordinates (e.g. latitude and/or longitude) or similar information regarding the location of your mobile device. Location data may convey to us information about how you browse and use the Service.

 

We use or may use the data collected through cookies, log file, device identifiers, location data, and clear gifs information to:

 

1. remember information so that you will not have to re-enter it during your visit or the next time you visit the site;

2. provide custom, personalized content, and information, including targeted advertising;

3. to provide and monitor the effectiveness of our Service;

4. monitor aggregate metrics such as total number of visitors, traffic, usage, and demographic patterns on our website and our Service;

5. diagnose or fix technology problems; and

6. otherwise to plan for and enhance our service. We may associate information we automatically collect with your other information.

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2. Sharing Personal Information With Third Parties

 

 

We may share your personal information in the instances described below. For further information on your choices regarding your information, see the “Your Choices Regarding Your Information” section below.

 

We may share your personal information with:

 

 

Third party vendors, consultants and other service providers that perform services on our behalf, in order to carry out their work for us, which may include identifying and serving advertisements, content or service fulfillment, or providing analytics services;

Our business partners who offer a service to you jointly with us, for example, when running a co-sponsored contest or promotion;

Third parties whom we think may offer you products or services you may enjoy;

 

Other parties in connection with any company transaction, such as a merger, sale of company assets or shares, reorganization, financing, change of control or acquisition of all or a portion of our business by another company or third party or in the event of bankruptcy or related or similar proceedings; and

 

Third parties as required to:

 

1. satisfy any applicable law, regulation, subpoena/court order, legal process or another government request,

2. enforce our Terms of Use Agreement, including the investigation of potential violations thereof,

3. investigate and defend ourselves against any third party claims or allegations,

4. protect against harm to the rights, property or safety of Memorybanks, its users or the public as required or permitted by law and

5. detect, prevent or otherwise address criminal (including fraud or stalking), security or technical issues.

 

We may also share information with others in an aggregated and anonymous form that does not reasonably identify you directly as an individual.

 

Online Advertising. We may share certain information with online advertising networks so that they may play or display ads that may be relevant to your interests on our Services as well as on other websites or apps. Typically, the information we share is provided through cookies or similar tracking technologies. The only way to completely “opt out” of the collection of any information through cookies or other tracking technology is to actively manage the settings on your browser. Please refer to your browser’s technical information for instructions on how to delete and disable cookies, and other tracking/recording tools. Depending on your mobile device, you may not be able to control tracking technologies through browser settings.

 

Memorybanks cares about the security of your information and uses commercially reasonable physical, administrative, and technological safeguards to preserve the integrity and security of all information we collect and that we share with our service providers. However, no security system is impenetrable and we cannot guarantee the security of our systems 100%. In the event that any information under our control is compromised as a result of a breach of security, we will take reasonable steps to investigate the situation and where appropriate, notify those individuals whose information may have been compromised and take other steps, in accordance with any applicable laws and regulations.

 

The Services may, from time to time, contain links to and from third party websites of our partner networks, advertisers, partner merchants, retailers, and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for their policies. Please check the individual policies before you submit any information to those websites.

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We reserve the right to modify this Policy from time to time. If we make any changes to this Policy, we will change the "Last Revision" date below and will post the updated Policy on this page.